Every farm is unique. That’s why, when you ask us to review your insurances, we work with you to gain a real understanding of your business, and develop an insurance package that truly meets your needs.
Cover can include:
- Buildings, including barns, out buildings, boundary hedges and walls, various levels of cover can be chosen for each building.
- Contents, including livestock and deadstock, growing crops, crops in store, machinery, plant, fixtures and fittings.
- Goods in Transit
- Financial Protection - Loss of Profits, Business Interruption and Increased Cost of Working (ICOW).
- Public and Products Liability - up to £5,000,000, including cover for land either owned or rented or let.
- Employers Liability - £10,000,000
- Personal Accident
- Farm House Buildings and Contents (high value), including let property.
- Commercial Legal Expenses, including Tax Investigation cover.
Farm Combined, Farm Estate and Farm Property Insurance
We are able to offer our farm fleet operators the flexibility of all their vehicles being covered under one policy. The main benefit being that they will all have the same common renewal date, similar terms, excess and drivers and therefore less administration.
Cover can include:
- Comprehensive, Third Party Fire & Theft, Third Party Only or a mixture of all three.
- Insured Only, Named or Any Driver options.
- Private Cars, Commercial Vehicles, Tractors, Combine, Specialist Plant and Machinery.
- Quads and Mules
- Detached Trailer and Implement cover.
- Choice of excess to suit individual needs.
- Protected No Claims Bonus, on private vehicles.
Farm Fleet and Agricultural Vehicle Insurance
If you are an Egg producer then you will be aware that if Salmonella is detected in flocks then eggs may not go for human consumption unless they have been heat treated. We can arrange cover for Loss of Income following an outbreak at very competitive premiums.
Cover can also be arranged for Loss of Income following an outbreak of Avian Flu.
Poultry Disease Insurance
We are recognised as specialists in the placing of Livestock Disease Insurance and All Risks Mortality.
We can arrange cover for the following:
- Anthrax
- Aujeszky’s Disease
- Enzootic Bovine Leucosis
- Maedi-Visna
- Classic Swine Fever
- Swine Vesicular Disease
- Bovine Tuberculosis
- Foot & Mouth
- Brucellosis
- Blue Tongue
- Avian Flu
- Salmonella
Livestock Mortality Insurance
We have access to several of the UK’s specialist providers and with a combined experience of over 40 yrs we can provide you with the right protection for your business and property including the following areas.
Farmers Combined, Farm Estate, Farm Property and Farm Fleet Insurance
| Home & House |
| High Value Property |
| Holiday Home UK & Abroad |
| Let Property |
| Non Standard |
| Family Legal Expenses |
| Accident & Sickness |
| Boat & Marine |
| Caravan, Touring & Static |
| Event & Exhibition |
| Gadget Cover |
| Key Loss Protection |
| Private Medical |
| Travel |
| Warranty Cover |