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We can provide very competitively priced package which is designed to meet the needs of owners and operators of one or more retail premises. Whether it’s extra cover for the times of year you have more stock, Christmas, Easter or the tourist season, or cover for frozen food or even hairdressers’ treatment risk, we can find the perfect insurance package to suit your exact requirments.

 

Standard policy cover can include:

 

• Contents, Fixtures & Fittings including seasonal increase on stock
• Business Interruption or Loss of Profits
• Book Debts
• Damage to Glass and Shop Front
• Theft of Keys and Lock Replacement
• Theft by Employees
• Loss of Money in transit or in a locked safe overnight
• Electrical or Mechanical Breakdown of Equipment
• Computer Breakdown
• Refrigerated Contents
• Goods in Transit
• Public and Products Liability - £2,000,000 Limit of Indemnity
• Employers’ Liability - £10,000,000 Limit of Indemnity
• Personal Accident (Assault)
• Index Linking
• Commercial Legal Expenses

 

Optional extensions can include:

 

• Accidental Damage
• Buildings
• Subsidence
• All Risks on Portable Property
• Loss of Licence
• Terrorism

Shop & Retail Insurance

Construction Commercial Combined Farm & Estate Fleet & Haulage Hotel Guest House B&B Leisure and Tourism Liability Marine Trade Marine Transit & Cargo Motor Trade Office & Surgery Professional Liability Property Owners Pub & Bar & Restaurant Shop & Retail Tradesman Liability Commercial Legal Expenses